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VA Loan

Zero-down loans for eligible veterans, active-duty service members, and surviving spouses.

About this loan type

A VA Loan is a benefit for veterans, active-duty service members, and eligible surviving spouses. Guaranteed by the U.S. Department of Veterans Affairs, this loan offers a zero-down payment option, making it easier for qualified military members to purchase a home. VA Loans also have no private mortgage insurance (PMI) requirements, lower interest rates, and generally lower closing costs, making them one of the most affordable paths to homeownership.

​Why Choose This Loan?

  • Zero Down Payment: Eligible borrowers can buy a home without a down payment.

  • No Loan Limits: VA loans do not have a max loan amount with full entitlement.

  • No PMI: Save on monthly payments, as no private mortgage insurance is required.

  • Ideal For: Veterans, active-duty service members, and eligible surviving spouses looking for a cost-effective way to buy a home.

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